As a Big “I” member, you have access to two stand alone personal umbrella markets which enables you to write most any risk you will run across. Whether the risk qualifies for the endorsed market with endorsed carrier RLI or, for risks RLI will not write, the alternative market via Anderson & Murison, you can support your state Big “I” association by placing your stand alone umbrella business with the Big I Advantage® Umbrella Program.
Personal Umbrella Policy (PUP) Protects your customers with an extra layer of liability insurance.
RLI’s personal umbrella insurance is a good source of protection for your customers
- No Best rating requirements for underlying carriers
- Very affordable
- Available limits up to $5 million
- Electronic signatures and online credit card payments accepted
- Covers above auto, home, boat, or rental properties
- Easy on-line quoting
- Self-underwriting application
RLI’s PUP program offer the following real-life scenarios which you will find useful in communicating the need for this important coverage to your customers.
A smart way to protect you and your family
You’ll find an RLI personal umbrella policy is a good idea.
- $1 million to $5 million in additional insurance
- Backed by a financially secure, A+ rated company
- You can keep your current homeowner/auto insurer
- Immediate coverage available in all 50 states plus D.C.
- New drivers accepted — no age limit on drivers
- Up to one DWI/DUI per household allowed
Auto limits as low as 100/300/50 in certain cases
It’s fast and easy to offer RLI personal umbrella insurance
Our program is available through independent insurance agents and selected program administrators in all 50 states and the District of Columbia.
See if your customers qualify with our self-underwriting application.
Get a preliminary quote, then complete the application and have the insured sign it.
Contact your Big “I” RLI PUP program administrator for Georgia, April Shrewsbury at: firstname.lastname@example.org.
A completed, signed application with full annual payment is required with submission for binding.
Who qualifies for Personal Umbrella Policy (PUP) coverage?
Your customer can — if they can meet the following requirements:1
|Max. # Accepted||Other Limits|
|Properties||10||5 rental / 5 outside U.S.|
|Drivers||8||Under age 22 – 4
Over age 70 – 4
|Moving Violations||Varies||Under age 20 – 0
20-21 / 80+ – 1
All others – 3
|At Fault Accidents||Varies||Under age 20 – 0
20-21 / 80+ – 1
All others – 3
|DUI||1 per household||Under age 22 / 80+ excluded
(must carry 500/500)
|Age 20-21 / 80+ drivers with incidents||1 per driver||DUIs excluded|
For more information and additional requirements—visit the RLI website for agents HERE, or contact April Shrewsbury, RLI PUP program administrator for Georgia at:
(P) 800-221-7917 (F) 703-995-4406 AAS, Inc. (IIABA) 127 S. Peyton Street Alexandria, VA 22314 email@example.com.
Andrew McElhannon is the Member Services Coordinator for the Independent Insurance Agents of Georgia www.iiag.org, and can be contacted at: firstname.lastname@example.org or b y phone at 770-458-0093, x.110, or 800-878-6487.