Goodness, gracious, great balls of fire! October was the largest month to date nationally for new business with the MiddleOak® habitational program, with $348,347 bound, which brought the total written premium to $1,603,869 just for the month of October! Lots written in November, too! Are you taking advantage of your member access to this unique program? Join our Big “I” Markets agents who have accessed this program from Pennsylvania, Kentucky, Virginia, Indiana, Arizona and… you get the idea. Agents are tapping into MiddleOak to cover their clients and you can too.
What is available?
The WORLDS APART® apartment program
MiddleOak’s underwriting approach is to offer the Professional Property Owner quality coverage at a competitive price. The depth of management skills and experience is reflected in the pricing of the overall risk. MiddleOak insures regardless of property age as long as the properties have been updated within the last 30 years.
Community Association Program
This product is tailored to insure many segments of the community association market where MiddleOak’s more flexible pricing tools and coverage options allow them to underwrite profitably. They have designed coverage, pricing structure and underwriting approach to offer insurance to a very broad spectrum of community association risks and even can include “All–in” coverage to minimize those multi–policy condo disputes.
Vacation Income Property (VIP) Program
Vacation rental exposures often create difficult circumstances for owners looking for protection. The VIP product is designed for secondary or seasonal use of one and two–family vacation rental homes and condominium units – owner use is OK too! This type of property must be professionally managed and maintained via contract with a local property management or real estate firm, caretaker or insured with multiple years of experience renting to others. Properties are typically written in their own name and or with multiple owners, the name of a Trust, LLC, or business. These properties are traditionally located on ski area resorts, lake communities, golf and mountain destinations.
For full coverage and eligibility details and state availability, visit http://www.bigimarkets.com and look for these products under the commercial menu.
Get a price indication on your Habitational business 24/7 on http://www.bigimarkets.com. Need sales tools? Let us send you a packet that includes a presentation folder filled with flyers on who we are, testimonials, our claims service, various sell sheets and brochures specifically for your proposal presentation.
To request a folder or for more info, contact Sherre Sidwell, CIC, Alternative Distribution Manager at MiddleOak at email@example.com or call 1–800–622–3780 x5117. Products available in most states.
Andrew McElhannon is the Member Services Coordinator for the Independent Insurance Agents of Georgia www.iiag.org, and can be contacted at: firstname.lastname@example.org or b y phone at 770-458-0093, x.110, or 800-878-6487.